Car insurance costs differ from driver to driver and are determined by a variety of criteria, including driving history, claims history, and where you live. Rates vary by city in Florida, and you may compare typical rates to the national average below. Drivers in North Lauderdale, according to our statistics, normally spend roughly $306.04 per month, compared to the national average of $139.92 per month. Comparison shopping is the greatest approach to acquiring a low rate. SmartFinancial can do that for you for free, while also matching you with a reputable insurance carrier, so there are no surprises if you have an accident.
Certain insurers will offer you better rates than others based on a variety of characteristics, so you may get a better bargain from one insurer over another for a variety of reasons, which is why you should compare. Kemper Auto | Infinity has the most affordable car insurance in North Lauderdale, with rates starting at roughly $106.67 per month, according to our research. If you live in North Lauderdale, you should also consider Liberty Mutual, which has an average monthly cost of $148.78, and Mercury Insurance, which has a monthly cost of about $234.17.
Auto and Personal Insurance North Lauderdale, FL
Auto Insurance in North Lauderdale, FL represents a wide range of insurance providers, allowing our experts to assess your specific insurance requirements and find you the best price and value for insurance in North Lauderdale, FL. North Lauderdale, FL personal insurance services include:
- Auto Insurance
- Boat / Watercraft Insurance
- Motorcycle / Scooter Insurance
- Homeowners Insurance
- Condo Insurance
- Renters Insurance
- Business Insurance
Business Insurance North Lauderdale, FL
Every business, no matter how large or small, has its own set of operations and risk exposures. Insurance works with your North Lauderdale, FL business clients to examine their operations and risk exposures, then creates insurance, risk management, and claims administration plans to meet their specific needs. A diverse market representation and portfolio of business insurance products provide programmes targeted to a variety of industries. Insurance provides the following business insurance services in North Lauderdale, FL:
- Tenant Occupied Property Insurance
- Commercial Auto Insurance
- Commercial Property Insurance
- Commercial General Liability Insurance
- Workers Comp
- Bonds
Tax Preparation Services North Lauderdale, FL
Insurance offers a wide range of tax preparation services, and we are ready to assist you with all of your requirements. Income tax returns are prepared and filed by insurance companies for individuals, partnerships, corporations, exempt organisations, and trusts, among others. Expect your insurance company to provide tax preparation services in North Lauderdale, FL, such as:
- E-File
- Past Year Return Filing
- Refund Anticipation Checks
- Federal and State Filings
- Tax Extensions
- Accounting & Bookkeeping Services
- ITINs
FAQ’s for Drivers in North Lauderdale, FL
What is the North Lauderdale, FL minimum liability coverage requirement?
In Florida, the minimum insurance coverage required is $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). Florida drivers need also carry bodily injury liability coverage of $10,000/$20,000 per person/per occurrence, however policyholders can decline this coverage if they so desire.
Florida is a fault-free state. This means that your ability to sue an at-fault driver after a collision is limited. No-fault insurance can cover up to 80% of injury-related costs and 60% of lost wages. It excludes damaged property.
Bodily injury coverage of $10,000 per person; Maximum payment for a single person’s serious or permanent injury or death
Bodily injury coverage of $10,000 per accident; Maximum payment for multiple people who suffer serious or permanent harm or death.
$10,000; Property damage per accident; Maximum payout for any damaged property caused by you in an accident.
Although you are not legally compelled to carry full coverage insurance in Florida, most lenders need it. They may also require supplementary insurance coverage. Consider this while determining the cost of your auto loan.
What is the legal limit for Blood Alcohol Concentration (BAC) in North Lauderdale, FL?
Individuals with the following BAC percentages are not permitted to operate a motor vehicle in Florida:
.08% or higher at the age of 21.
04% or higher for commercial vehicle drivers
02%+ under the age of 21
Impaired normal faculties are also evidence of DUI. Florida DUI and Administrative Suspension Statutes on the Florida Department of Highway Safety and Motor Vehicles website provide further information about Florida’s DUI laws.
What are the ramifications of a DUI conviction?
The penalties for a DUI in Florida vary depending on your previous convictions, blood alcohol level, and whether you were carrying a minor at the time of your arrest. You will face a fine, community service, and probation at the very least. You may potentially face jail time at the discretion of the judge.
Furthermore, the long-term financial consequences could be disastrous. Higher insurance rates, attorney fees, court charges, vehicle impoundment, obligatory installation of an ignition interlock device, and other costs may be incurred.
